What is Worker's Compensation?

If you suffer a work-related injury or illness that prevents you from working, you are eligible to receive benefits from the state workers' compensation program. Worker's compensation laws provide money to pay for medical expenses and to replace lost income. The employee is not required to prove that the injuries were caused by negligence of the employer in order to recover under the workers compensation laws. The benefits under these laws are limited however. Generally speaking, employees cannot collect punitive damages from the employer. The cost of providing workers compensation is solely the responsibility of the employer, usually through the purchase of a compensation policy from an insurance company. The cost for the policy cannot be deducted from the employees wages. If the disability is permanent or results in death, additional benefits are available to the employee and the immediate family.

If you have been injured and would like to schedule a consultation, call Diamond Hasser & Frost toll free at 1-800-562-3362.